Cardiff Council is to review its adults’ services and cut operational costs to tackle a projected £5.9m overspend this year.
The council said the costs of providing services were growing alongside increasing demand from an ageing population.
Cardiff is also reassessing the care packages of people who have received transitional protection after being deemed ineligible for care under criteria introduced two years ago.
But it denied this was part of the cost-cutting plans and said it was aimed at ensuring fair access. So far, it has reviewed 87 people out of 205 receiving transitional care.
The council reviewed care packages two years ago in light of a Welsh assembly government protocol on fair access to care. It decided to provide transitional services to people who had received care before the protocol but were no longer eligible under the stricter criteria.