Changes required in strategy to support a re-focus of Personal Budgets

The short paper I posted a few days addressed the question can the Personal Budge idea still make a positive contribution despite the evidence that it has not done so to date. It suggested it can, but only by refocussing on the creative support planning element, and abandoning it as a means of resource allocation. This paper follows it up by briefly setting out the changes in strategy that would be required to make a success of such a change.