Providers face rising insurance premiums

Independent children’s homes will face a 5 to 10 per cent rise in insurance premiums from 2008, according to a major insurer.

Paula Capell, market development manager for the Bollington Group, also said it was vital that providers checked that self-employed staff, such as tutors, had their own insurance, otherwise responsibility for claims would lie with them.

Speaking at an Independent Children’s Homes Association conference this week, she said more companies were willing to insure children’s homes as they had recovered from the crisis in the insurance sector after the 9/11 terrorist attacks.

But she said insurers remained nervous about claims relating to abuse, bullying or workplace stress.

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